To Hell with Equities

Buy a cow.

Mr Grant, 45, is due to go on retirement in 15 years. To diversify and increase his actual assets and income, he calculates he shall need, in addition, 4 668 € / year or 389 € / month .

In both cases 1 and 2 . We have chosen the growth option (no yearly cash income).

First alternative : Mr Grant, at the very start, buys 20 heads, then 4 heads per year during 15 years or ; he buys 30 heads a the start, then 3 heads yearly during 15 years

Second alternative : At the very start he buys 60 heads to be kept up to the time he is 60.

If the calculation is made on following figures :

- cost per head 1 167 €
- average yearly yield (in number of heifers) 4,20 %,

At 60 Mr Grant will be the owner of about 95 heads, this means about 4 heifers a year (about 4 668 € ).

You get the picture...